Hi, this is somewhat awkard for me but I don't know where to start. I am single mom with an 8 year old daughter. The situation that I have encountered is that I do not have enough funds to cover my rental obligations. I work as a small business owner from home. Due to slow phase and not receiving timely payments of receivables...my finances is out of whack. I recently asked a supplier for an extension of credit on a past due invoice. The situation that I have encountered is that sales were slow for January, February and March, which caused me to live off the remittance that should have been paid to the supplier. I am caught between putting the supplier on hold to pay my living accomodations this month of $644.00 and to keep things a float. My heart tells me to pay at least 1/2 but I am very fearful that the supplier will tell me to take a flying leap.
You know, I decided to apply for a bank loan or to get a small credit line but the bank declined me due to my credit score. I recently just got divorced . There is no spousal support from my ex and I am living off of the proceeds from my business. I have some hard decisions to make. I know that I can do good in my business with a little financial assistance to stay on course. But if I have to end my business today, I can say I did the best I could. I am a fighter but the tears are rolling down my cheeks as I write this. I could probably write a novel on my past experiences. You know being a past victim of domestic abuse for five years and living to write this is a blessing for me.
I am not asking for a hand-out but possibly a barter of some sort. Your consideration and thoughts are greatly appreciated.
